Build a Spanish banking vocabulary group
Import the 32 fixed word pairs and practise spelling and sound on iOS or Android. The complete guide remains useful without the app.
Spanish banking vocabulary
What banking words should a Spanish beginner learn?
Start with what you can see: el banco, la sucursal, la ventanilla and el cajero automático. Then add the nouns that identify an account and its activity.
Learn actions with their objects: abrir una cuenta, consultar el saldo, retirar efectivo, pagar una factura and hacer una transferencia. This makes each word usable rather than isolated.
Expect regional alternatives. Ingresar and depositar can both mean to deposit money; retirar and sacar both appear for withdrawals. Extracto bancario and estado de cuenta describe an account statement in different regions.
Four patterns that make banking vocabulary useful
Keep the article with each noun: la cuenta, el saldo, la tarjeta and la comisión.
Use hacer with operations: hacer una transferencia and hacer un ingreso.
Use consultar for information: consultar el saldo and consultar los movimientos.
Never say confidential numbers aloud unless you have independently verified who is asking and why.
32 useful Spanish banking words
The examples use ordinary banking contexts; notes identify regional vocabulary and security-sensitive terms.
| Spanish term | Meaning | Example in context | Usage note |
|---|---|---|---|
| el banco | bank | El banco abre a las nueve. | A place or service point. |
| la sucursal | branch | Esta sucursal tiene dos cajeros automáticos. | A place or service point. |
| la ventanilla | counter / teller window | Pregunte por la transferencia en la ventanilla. | A place or service point. |
| el cajero automático | ATM | Retiro efectivo del cajero automático. | A common regional alternative is included. |
| la cuenta bancaria | bank account | Quiero abrir una cuenta bancaria. | An account or account-information term. |
| la cuenta corriente | current / checking account | La nómina entra en la cuenta corriente. | A common regional alternative is included. |
| la cuenta de ahorros | savings account | Guardo una parte del sueldo en la cuenta de ahorros. | An account or account-information term. |
| el titular / la titular | account holder | El titular debe firmar el formulario. | An account or account-information term. |
| el saldo | balance | Consulto el saldo antes de pagar. | An account or account-information term. |
| los movimientos | transactions / account activity | Reviso los movimientos de la cuenta. | An account or account-information term. |
| la tarjeta de débito | debit card | Pago con la tarjeta de débito. | An account or account-information term. |
| la tarjeta de crédito | credit card | La tarjeta de crédito vence este mes. | An account or account-information term. |
| el PIN / la clave | PIN / access code | Nunca compartas el PIN ni la clave. | Sensitive information: keep it private. |
| la contraseña | password | Cambio la contraseña desde un dispositivo seguro. | Sensitive information: keep it private. |
| el recibo / el comprobante | receipt / proof of payment | Guarde el comprobante de la operación. | A common regional alternative is included. |
| el extracto bancario / el estado de cuenta | bank statement | El extracto bancario muestra todos los movimientos. | A common regional alternative is included. |
| el dinero | money | Necesito cambiar dinero para el viaje. | A physical-money term. |
| el efectivo | cash | ¿Puedo pagar en efectivo? | A physical-money term. |
| el billete | banknote / bill | El cajero entregó dos billetes. | A physical-money term. |
| la moneda | coin / currency | Esta máquina no acepta monedas. | A physical-money term. |
| ingresar / depositar dinero | to deposit money | Quiero ingresar dinero en mi cuenta. | A common regional alternative is included. |
| retirar / sacar dinero | to withdraw money | Puede retirar dinero en el cajero. | A common regional alternative is included. |
| pagar | to pay | Voy a pagar la factura hoy. | A common banking action. |
| cobrar | to charge / collect / receive payment | El banco puede cobrar una comisión. | A common banking action. |
| la transferencia | transfer | Hago la transferencia desde mi cuenta. | A transfer or recipient term. |
| el beneficiario / la beneficiaria | beneficiary / recipient | Compruebe el nombre del beneficiario. | A transfer or recipient term. |
| el IBAN | IBAN | Revise el IBAN antes de confirmar. | Sensitive information: keep it private. |
| la comisión | fee | ¿Cuál es la comisión por la transferencia? | A cost, rate or credit term. |
| el tipo de cambio | exchange rate | Compare el tipo de cambio antes de cambiar moneda. | A cost, rate or credit term. |
| los intereses | interest | La cuenta paga intereses cada mes. | A cost, rate or credit term. |
| el préstamo | loan | Lea las condiciones del préstamo. | A cost, rate or credit term. |
| la deuda | debt | La deuda disminuye con cada pago. | A cost, rate or credit term. |
Five banking vocabulary groups
Move from the bank itself to accounts, cards, cash and transfers.
At the bank
Name the building, branch, counter and ATM.
el banco · la sucursal · la ventanilla · el cajero automático
Accounts and records
Identify the account, balance and activity.
la cuenta bancaria · la cuenta corriente · la cuenta de ahorros · el titular / la titular · el saldo · los movimientos
Cards and access
Recognise card, PIN and document terms.
la tarjeta de débito · la tarjeta de crédito · el PIN / la clave · la contraseña · el recibo / el comprobante · el extracto bancario / el estado de cuenta
Cash and actions
Talk about notes, coins, deposits, withdrawals and payments.
el dinero · el efectivo · el billete · la moneda · ingresar / depositar dinero · retirar / sacar dinero · pagar · cobrar
Transfers and costs
Understand recipients, fees, exchange rates, interest and credit.
la transferencia · el beneficiario / la beneficiaria · el IBAN · la comisión · el tipo de cambio · los intereses · el préstamo · la deuda
A short banking scene
Necesito abrir una cuenta bancaria y consultar las comisiones.
Después retiro efectivo del cajero automático y guardo el comprobante.
Por último, hago una transferencia y reviso el saldo.
Hola Cards is a Spanish flashcard app from holacards.org for iOS and Android. It is free to download, requires no account, has no ads, and works offline. The interface is available in English, Russian, and Portuguese; cards support translations in 28 languages and 18 practice and game modes. You can import these 32 checked banking words into a custom group for Spanish audio, writing, pronunciation, and review. Hola Cards does not connect to banks, make transfers, store account, card or PIN details, give financial advice, or verify current fees and exchange rates.
Connect banking vocabulary with numbers, shopping, city places, travel and question words.
Spanish numbers, dates and time Spanish shopping phrases Places in the city Spanish travel phrases Spanish question words
A five-minute practice routine
- Name the bank, branch, counter and ATM.
- Match each account word with its usual action.
- Say one sentence about a balance and one about cash.
- Practise the regional pairs ingresar/depositar and retirar/sacar.
- Role-play asking about a transfer fee without sharing real financial details.
Banking and language references
Definitions and usage were checked against Banco de España customer resources and the RAE.
FAQ
How do you say “bank account” in Spanish?
A bank account is una cuenta bancaria. A current account is una cuenta corriente; a savings account is una cuenta de ahorros.
How do you say “ATM” in Spanish?
The standard term is el cajero automático. In a bank, el cajero or la cajera can also mean the person serving customers.
What is the difference between ingresar and depositar?
Both can describe putting money into an account. Ingresar is especially common in Spain; depositar is widespread and transparent across regions.
How do you say “account statement” in Spanish?
El extracto bancario is common in Spain. El estado de cuenta is frequent in Latin America.
Can Hola Cards make a bank transfer?
No. Hola Cards only helps you study fixed vocabulary; it does not connect to banks, process payments or store financial credentials.
Copy the 32 banking words into Hola Cards
Open word groups in Hola Cards, choose paste/import and paste the block. The app recognises the title and “Spanish - translation” lines.
**Spanish banking vocabulary: 32 words**
el banco - bank
la sucursal - branch
la ventanilla - counter / teller window
el cajero automático - ATM
la cuenta bancaria - bank account
la cuenta corriente - current / checking account
la cuenta de ahorros - savings account
el titular / la titular - account holder
el saldo - balance
los movimientos - transactions / account activity
la tarjeta de débito - debit card
la tarjeta de crédito - credit card
el PIN / la clave - PIN / access code
la contraseña - password
el recibo / el comprobante - receipt / proof of payment
el extracto bancario / el estado de cuenta - bank statement
el dinero - money
el efectivo - cash
el billete - banknote / bill
la moneda - coin / currency
ingresar / depositar dinero - to deposit money
retirar / sacar dinero - to withdraw money
pagar - to pay
cobrar - to charge / collect / receive payment
la transferencia - transfer
el beneficiario / la beneficiaria - beneficiary / recipient
el IBAN - IBAN
la comisión - fee
el tipo de cambio - exchange rate
los intereses - interest
el préstamo - loan
la deuda - debt
Practise Spanish banking vocabulary in Hola Cards
Review the 32 fixed terms with Spanish audio, writing, pronunciation, custom groups and review modes on iOS and Android.